FinStockGenius

Have you ever thought, “ What if I just leave my money in a savings account and forget about it for 20 years? ” At first glance, that sounds like a safe move — no risk , easy access, and it’s always there. But the truth is, the outcome might surprise you . Let’s break it down in simple terms , explore the real impact of inflation , interest rates , and smarter ways to grow your money over two decades. Whether you're a student , beginner investor , or someone curious about the future of your finances —this one's for you. 🌱 HOW SAVINGS ACCOUNTS ACTUALLY WORK A savings account is like a digital piggy bank that your bank pays you to use. You put in money, and in return, they give you a little extra — called interest — every month or year. But here's the catch: the average interest rate globally ranges from 0.01% to 4%, depending on the country and bank . 👉 For example: • In the U.S., it might be 0.01% at big banks or 3-4% with online banks. • In INDI...