FinStockGenius

10 BEST FINANCIAL HABITS TO BUILD IN YOUR 20s (That Will Make You Rich by 40) Let’s be real—your 20s can be messy. You’re figuring out life, maybe jumping jobs , studying , or just trying not to go broke by the weekend. But here’s a truth many don’t talk about: the Financial Habits you build in your 20s are the blueprint for your future wealth. The good news? You don’t need to be a money genius to start. All it takes is a few smart moves . Let’s walk through 10 practical , easy-to-follow habits that can make you financially secure—if not rich—by the time you hit 40. 1. START BUDGETING—Even If You Hate It Let’s face it—budgeting sounds boring. But it’s really just telling your money where to go instead of wondering where it went. Use free apps like Mint, YNAB, or even a simple spreadsheet. Tip: Follow the 50/30/20 rule—50% on needs, 30% on wants, and 20% to savings/investments. 2. BUILD AN EMERGENCY FUND Life is full of surprises—flat tires, job loss, hospital bills. You...