FinStockGenius

Buy now, worry later” has become the new normal — but what does it mean for your credit score in 2025? You’ve probably seen it everywhere — shopping apps, checkout pages, even your favorite clothing store. A small option that says: "Buy Now, Pay Later" (BNPL). Sounds sweet, right? Get the stuff you want now, and pay it off in chunks. No credit card needed. No interest (sometimes). But wait — how is this really impacting your credit score ? And is it helping or hurting in the long run? In this blog, we're breaking it all down in plain, human terms — no robotic finance lingo, promise. 💡 What is BNPL, and Why is it So Popular in 2025? BNPL is basically short-term financing that lets you split your purchase into smaller, often interest-free, installments. Companies like Klarna, Afterpay, Affirm, and Apple Pay Later are dominating the scene. Here’s why BNPL is booming: 🌍 Global ease of access – No long forms, no lengthy approval times. 💳 No traditional credit...