FinStockGenius

INTRODUCTION:  Why Gen Z Needs This More Than Ever If you're Gen Z and still in your teens, this blog might just change how you think about money forever. The financial world is changing fast—and while schools teach you algebra and history, they often skip the money lessons that really matter. So here’s your guide to 10 insane but essential finance facts Gen Z should know before turning 20. Some will surprise you. Some will motivate you. And #6? Nobody talks about it—but it could change your financial future. Let’s dive in. 1. COMPOUND INTEREST IS BASICALLY FREE MONEY — IF YOU START EARLY Most teens don’t realize that starting early gives you superpowers—thanks to compound interest. 💡 Example: If you invest just $100/month from age 18, and earn an average 8% return, by the time you’re 60, you’ll have $380,000+. Wait until 28? You’ll have less than half of that. Key takeaway: Start small, start now. Time beats talent in money. 2. CREDIT ISN’T EVIL — IT'S A TOOL (If ...