FinStockGenius

INTRODUCTION: Let’s be real—no one teaches us money management in school, yet money plays a massive role in our lives. If you're under 20 and reading this, you're already ahead of most people. Why? Because the earlier you recognize the toxic money habits that keep people poor , the faster you can break free from them. In this post, we’ll uncover 10 shocking money habits that poor people often follow, sometimes without even realizing it. But more importantly, you'll learn exactly how to break them— before they become your reality. 1. LIVING PAYCHECK TO PAYCHECK (Even Without a Paycheck) A lot of young people spend money as soon as they get it—whether it’s from a side hustle , allowance , or gift . Why it's dangerous: It builds a habit of spending everything you earn, making saving impossible. Break it: • Use the 50/30/20 rule : 50% for needs, 30% for wants, 20% for saving/investing. Apps like YNAB (You Need A Budget) or Goodbudget can help you track y...